i'm rich, b*tch

Today I was sitting outside my first class, smoking a cigarette before a dull two hours of Excel lectures. Me and a couple ladies were out there, quiet, not bothering anyone, and about 30 feet more than the minimum distance away from the entranceway to the building (to comply with Ohio's smoking ban). Leave it to some bitch to piss me off at 9:30am while I'm having my own personal quiet time.

I glance to my left and see some fat pig waddling toward the entrance of the building dragging what looks like carry-on luggage, huffing and puffing of course. But between those huffs and puffs, she was able to manage a laugh as she looked at us.

"Oh so we got all the rich people sittin' out here, huh?" she sputtered.

"What?" said the one black lady sitting a few feet away from me, wrenched from her quiet, peaceful, passive state.

"Ya'll must be the rich ones sittin' out here, smokin' them cigarettes!"

The lady near me rolled her eyes and looked away. Another stared the whale down. I almost said something, but kept my mouth shut. I was thinking, "How dare you judge anyone, you fat pig?! I may smoke cigarettes, but at least I don't have an obesity problem, since that gargantuan ass dragging behind you seems to be taking away your every last drop of energy. You can barely drag a suitcase on wheels, please." Can we say gurney, anyone?

I'm sorry, but don't judge my bad habits when I'm not bothering you. I can still tell you're a pig, even without the wing sauce dripping off your damn chin.

And on the same note, if you're a former smoker, don't preach to me, ever. I'll blow smoke right in your face.

oh my goot-ness.

Couple things.

First... I had my Blackberry signed on to Yahoo IM this week. I was laying on my couch resting during a break from school and work and I heard the familiar Yahoo chime that I had just received a message. Curiously, I grabbed my phone.

"hey stud"

Oh. My. Goot-Ness. It's Mason Wyler, porn star.

"hey", I responded. Kind of shocked. He's on my myspace and he posts some really interesting and racy blogs. I really only like him for his writing. Swear. lol.

He went on cordially, asking me where I was from and all that usual stuff, and says "I need some dick in me"

Whoa! OMG-N! That's just a little too much information for me. Hot, yet too much information. Sorry I can't help you out, buddy. He wanted me to come over. I wish I lived where he lived! Wait, what am I saying, I'm not a porn star. I couldn't do anything with a pornstar, thats just.... dirty? Maybe? No, I couldn't. Then I read online today that he is going to go on tour bottoming for any Tom, Dick and Harry in the country. Definitely not banging a porn star for sure now. That's just, gross. He's so cute though, and totally plays up the sweet and innocent thing just right and then BAM! throws some hardcore nastiness in your face. Interesting.

Secondly...

Yesterday, Saturday night, I went out with a kid I met Friday at a bar through some friends. He's young. Not even 21 for two more weeks. He's cute, he's all muscled up, and very new to the whole gay scene. I felt like taking him under my wing and protecting him. I threw a couple pointers out to him because he seemed to be throwing his number at people because they were "nice". I was like... listen. These guys want to get in your pants. They aren't all nice. Be careful. I got myself into some really scary situations when I was a kid, and although I don't want to shelter anyone from experiencing craziness in life, you just gotta watch out for some of these crazies today. No one is very innocent anymore.

So we talked, drank, had a decent time. I had already told him I don't want a boyfriend, I'm not even looking. I'm too busy. He shocked me by giving me a hurt look and saying, "Oh,..... really? Hmm." What? I didn't even know he was attracted or thinking along those lines. We ended up at a few more clubs and back at the first again at 2am for last call. My ex, if you can call him that, of the past month, was out back with a girlfriend of his. Ohhhh shit. Muscle boy was getting jealous! "What do you even SEE in that dude? He's not even cute! He's girly!" Whoa buddy. Calm down. I was feeling weird and sad that I had broken up with this guy and hurt him. I talked to him for a couple minutes to say hi.

Me and muscleboy left and talked in the parking lot for a few minutes. He hugged me and we said goodbye. I was drunk so I don't remember what we were talking about. But then the texts from both started pouring in.... the ex was pissed that I was "seeing" someone already. No, I'm not. Muscleboy said he was sensing jealousy from the ex. He wanted to know that if he pursued me, would he be wasting his time? If I want to see someone else, he'd be ok with that. Oh My Goot-Ness. This all came about so suddenly, at a vulnerable time for me (read:drunk time).

Well, I didn't text muscleboy today, needless to say. I don't care enough. I was only looking for a friend. I saw this morning that I told him we could hang out as friends. If something developed then whatever, that's cool. But thats not why I'm hanging out with him.

He texted me several times later in the day today. Very sweet. He seemed to want to hang out tonight but I was working late and have school tomorrow so there's no way I can go out or drink or do anything.

Oh My Goot-Ness, aren't the little twists in life fun times?

stupidity in action.

Today was a discussion in one of my Blackboard classes online, a business administration class. I tend to post lengthy discussion answers and responses, and I always research what I'm saying and put a lot of thought into them.

Someone made me mad today, because they are stupid and dismissive of my wholeheartedly useful information.

JANIE: IF I was considering investing in the stock market, I would personally prefer mutual funds.

The advantage of mutual funds is that you're investing in a multitude of companies that would give me ownership in each one. According to the textbook, mutual funds are easily accessible through the internet and can also be purchased direct without having to pay any fees or commission to a broker. Also, mutual funds are recommended for those new to investing, such as myself.

The disadvantage of mutual funds would be as any investment--you are taking a risk,especially with what's going on with the stock market today. The economy being in the state is it right now, I don't personally trust my money in any tax shelter other than a savings account.

The disadvantage of investing in individual stocks is, again, the history of the declining stock market. Also, if a company or corporation is not doing well or a failing growth rate, investors can lose money.

The advantage of investing in individual stocks is great if you invest in blue-chip stocks, which is known to have high returns.

OK. I agree, banks are more sound investments than stocks or mutual funds, so I posted....

Hopefully.... your bank deposits are insured! Many banks are insured by the FDIC. WaMu was just shut down yesterday by the government and sold off to JPMorgan. In the case of uninsured bank deposits (many of which are balances of under $10K), you could possibly be taking a huge gamble, just like stocks and mutual funds. Nothing is completely safe and risk free, especially in today's economic times.

Here's an article I found about uninsured accounts. Interestingly enough, the article was written in February of this year, and bank closures and buyout events were predicted on the horizon.

http://www.marketwatch.com/news/story/how-risky-uninsured-bank-deposits/story.aspx?guid=%7B03FBB3D6-6F11-455A-8730-04DC7082FEEA%7D&siteid=yhoof

You just really need to do research before you trust your money to any single investment, whether its stocks, bonds, mutual funds, and even a simple checking or savings account from your local bank. Even diversifying your portfolio won't help if certain outlets go under.

Then.....someone came in after me and posted this drivel:

ANDREA: Hi Janie: I wanted to tell you that your info in your discussion was informative. I had no idea that Blue-Chip stocks were known to have high returns. Great post.

***

REALLY? You didn't know the definition of a blue chip? That was great and informative?? Well, thats nice that you learned something as simple and retarded as that, but I can tell by how you posted with the colon (Hi:) that you were being dismissive of my extremely informative post. Did you know that your bank might not be FDIC insured? So if your bank shuts down you'll probably lose every penny of your money?? I doubt it, so THAT was a great post.

***

ME: I'm not trying to sound dismissive of your post or the author of this thread, nor am I trying to start an argument. I agree that if you do not have much disposable income, using a savings account through a bank is financially sound compared to playing in the stock market.

But...

I was simply making a point that not even savings accounts at banks are always financially secure. If you do not do your research and place your money with a bank that does not insure deposits under $10,000 by the FDIC, you may as well kiss that money goodbye, especially today when many major financial institutions in this country are going to be shut down (which we will most likely see happening soon, following WaMu's lead). Now that is a good and informative thing to know!!

Blue chip stocks performing well are common knowledge. Here's a definition of blue chip stocks from online:

A blue chip stock is the stock of a well-established company having stable earnings and no extensive liabilities. The term derives from casinos, where blue chips stand for counters of the highest value. Most blue chip stocks pay regular dividends, even when business is faring worse than usual.

Again, I am not trying to start an argument. Just wanted to point out that maybe being aware of the financial institutions with whom we are banking and how they protect our savings accounts are a little more important facts to know than what the definition of a blue chip stock is.

*** END

So, yea. That's what pissed me the fudge off tonight. Stupid effin people.

procrastination.

This is the first week since school started again for Fall semester that I've procrastinated quite a bit. I have shit-tons of homework to do, a test to study for, chapters to read, and Word documents to edit and hand in. I've been working so hard to stockpile money the past few weeks and this week, my efforts have paid off. I have one full day off work every week, although I still have a 3-hour class that morning.. but other than that, all I'm doing is working!

I think I'm just getting a bit tired. Slowing down a little after so many hectic weeks.

I just finished reading Christopher Ciccone's Life With My Sister Madonna the other night. It only took about 4 readings to finish it, its a quick 300+ pages. The subject matter, of course, didn't hurt my rushed progression, since I always strive to digest as much information about Madonna as humanly possible.

I realize, even though the story is totally one-sided (Christopher's POV), that Madonna has lost touch with reality. Well, who hasn't these days? I think the same of myself sometimes. But when the bills keep pouring into my mailbox, I quickly snap back to the real world. And procrastination is not one of Madonna's characteristics either, so I think I need to stop that right now. She also doesn't allow many people to get too close to her. When they begin to attach themselves, she discards them. Don't know her too well. Sounds kind of familiar to me, yikes. And, as we all knew, she is a total bitch. That quality also rings absolutely true for.... me.

The one good thing I took from the book is to begin delving back into Kabbalah again. Christopher Ciccone was turned onto the Kab by Madge, as was I. Just experimentally, of course. But I took a lot from Kabbalah. Time to quit procrastinating, pursue life a bit more, and open those old Kabbalah study books gathering dust on my bookshelf.

transition.

my entire life is in a constant state of transition. i figured i might as well make the move to a blog site instead of using the old myspace, which has become cumbersome and, well.. just a plain old bother anymore. i don't have time to leave you people comments. i like writing blogs but other than that, i don't really care. i'm in, i spew, and i'm out. just like a teenage boy and his first time. sorry for the analogy. it is what it is.

transition no. 1. i just turned 30 a month ago. time to grow up, and for REAL this time.

transition no. 2. i thought i was finally ready to settle on a real, live relationship. after a quick month, i broke up with someone who was perfect for me. certain things really bothered me, so he obviously wasn't perfect for me. hence the transition back to solitude, which i really quite enjoy.

transition no. 3. after putting in a good solid year at college, i return this semester with yet another major. nursing, english, math, real estate, fine/studio art, finance, accounting, education.... i never could make up my mind. i finally did. infotech. its definitely for me. i accept my inner nerd.

transition no. 4. the big move. not really. i can still see my old building from my kitchen window.

i think the beginning of my 30s is already turning out to be quite exciting.